Financial and retirement planning guidance with Brian Doe of Livingworth Wealth Advisors, based in the Greensboro, Georgia. Serving the lake country and beyond.
In this episode, we dive into the numbers and explore wealth percentiles. Where do you rank? Are you on par with everyone else? What does it mean to be financially comfortable? Find out how your net worth compares to different age groups and wealth percentiles across the United States. We’ll also expose the flaws in the standard 60/40 portfolio and look at the pandemic’s impact on our attitudes about what it means to “be wealthy”.
Read MoreIs Mexico the new China? Brian takes a close look at the reasons China might be in serious economic trouble and contrasts it with Mexico's rise as the #1 trading partner with the United States. What will be the impact of China dropping to third place in that metric? We'll also spend a little time circling back to our conversation about ESG and break down some popular investor personalities. How does your personality impact how you prepare for retirement? We'll touch on that and more on this episode of Make the Dough Rise!
Read MoreWe'll revisit our prior conversations about ESG, DEI, and Woke Capitalism on today's episode. Have Brian's warnings about blindly following these investing fads found merit? We'll hit a few other topics as well, touching base on upcoming tax rate changes and breaking down some problematic financial advisor personalities and strategies. And is Taylor Swift stealing business from Disney? Tune in to learn about all of this and more on today's episode.
Read MoreBeing bored in retirement doesn't sound realistic. But, unfortunately, it's what's happening to a lot of people who enter this phase of their life unprepared. In this episode, Brian will underscore the importance of knowing what you're retiring "from" and "to.” We'll define the Freedom Factor and how it plays into your post-working life. Plus, for some of our new listeners, we'll spend a little time getting to know Brian a little bit better with some unique personality questions.
Read MoreLet's take a close look at a recent Social Security quiz that tested the knowledge of pre-retirees on some of the basics and nuances of this important element of retirement planning. Incredibly, 69% of those tested did NOT get a passing grade. Brian will help us work through all 13 questions of the quiz to try to help clear up some of the confusion and to make sure you're not sabotaging your retirement future with bad Social Security decisions.
Read MoreHave you read the headlines about the US Dollar losing its status as reserve currency, no longer privileged, and that this is all leading to terrible economic woes? If so, you're not alone. It has many people wondering if this is indeed the death of the dollar... Brian's here to break this complex conversation down for us. We'll get into China, The Euro, debt, energy, and other economic factors to try to get a better understanding of what's going on so we can make a little more sense of the headlines.
Read MoreBrian takes us on a deep dive into some fascinating global population data that unveils some of the immense problems facing economically significant countries like China, Germany and Italy in the years ahead. How will it impact the US and what will it do to our relationship with our neighbors Canada & Mexico? We'll explore those questions, delve into the potential consequences hitting Social Security and Medicare, and boil down how these global, macro forces might nudge you in various directions when it comes to your individual portfolio and retirement.
Read MoreThis episode is full of good nuggets as Brian has podcast and book recommendations for you. First, we'll breakdown some key takeaways from the fascinating book, The End of The World Is Just The Beginning by Peter Zeihan. Brian will breakdown the major reasons Russia and China are in big trouble and why the USA is in a better position than you might think to withstand some sort of globalization collapse. This all dovetails into revisiting the topic of ESG investing, which we first discussed in episode 52.
Read MoreMarket volatility became the norm in 2022. Are we in for more of the same in 2023? We’ll talk about the market outlook for the next 12 months, plus share tips on how you can best prepare for potential future volatility.
Read MoreBonds have been a pretty hot topic this year. Oftentimes, people misunderstand how they work and what role they play in a proper financial plan. On today’s show, we’re addressing some of the misinformation and explaining why this has not been a good year for bonds.
Read MoreMain Street Financial Solutions Founder & Managing Partner Brett Danko, CFP®, is back on the show to drop some truth bombs about the economy, the stock market, interest rates and more. And in a 2-for-1 deal, Brett and Brian will spend the second half of the episode covering the 5 most common questions people ask when they get forced into retirement.
Read MoreDon't be like the rest of the crowd and wait until late December to make your tax moves. This year in particular there are some strategies you can employ to save extra money, but you're way better off digging into it now compared to only a few weeks before we turn the calendar to 2023. So check out all the great tax details Brian has in store for you on this episode and then make sure to take advantage of that special offer we talked about a few episodes ago by getting your own Tax Snapshot Session. Go to www.livingworth.com and click "book a call" to set up your visit.
Read MoreWe didn't get to all the listener questions we wanted to on the last episode, so we're back with more! We'll cover topics like company stock inside a 401(k), inheriting $250k, having too much money in cash, social security, housing, and more. Brian will also give us an update on the stock market and some common questions he's getting from folks about investing in this current economic environment. And to kick things off, Brian will tell us about a new tool he's using to monitor his health and why you might want to check it out.
Read MoreThis is a can't miss episode. You're going to learn what in the world the lipstick and underwear indicators have to do with your finances. And that's not all. Find out how sales of mac & cheese and champagne can "predict" the direction of the economy. We'll balance these batty economic signals with some more serious ones while also answering some listener questions about Roth IRA conversions and tax planning within a second marriage.
PLUS... Don't miss Brian's offer for a Tax Snapshot Session. Listen for more details and then don't forget to book a call on the website to set up your visit.
Read MorePizza with fig jam and actual lemon slices on top? Brian reflects on this interesting combo and it's sort of reflective of today's episode. We have a few topics to hit from across the money world that you might find interesting. We'll explore the recent news about the IRS hiring 87,000 new agents, take a look at the latest Social Security Trustees Report findings, investigate why the Wash Sale Rule is getting talked about a lot lately, and get Brian's take on the latest inflation outlook. How does it impact you? We'll tie it all together as we go through the show, so don't miss this one!
Read MoreToday's two topics don't really have anything to do with one another except for the fact that they are each making up a large portion of the questions Brian is fielding from clients and friends the past couple of weeks. The I Bonds discussion will build upon our initial discussion of the investments from a couple of weeks ago with some workarounds for the $10,000 limit. And then we'll spend some time talking about inherited IRAs, 401(k)s, and more. We'll touch on implications of the changes to required minimum distributions and other important nuances to consider in this segment of the legacy planning world.
Read MoreWe're going to tackle six great listener questions on today's show. We'll cover topics ranging from timing the market bottom to federal pensions and TSPs to cash flow problems and more. Don't miss it and don't hesitate to ask your own questions to Brian!
Read MoreThey are two very different games… Getting rich and staying rich sometimes take contrasting methodologies and attitudes to be successful. On this episode, we'll explore why that is, compare the science of investing vs. the emotion of it, and how you can include all of this in a real world financial plan. And we'll get Brian to explain what it means to plan on your plan not going to plan.
Read MoreThe Secure Act makes its return on today's episode. The Securing A Strong Retirement Act, or SECURE Act 2.0 as we like to call it, has strong bipartisan support and could become law by the end of the year. Brian will break down for us his top 4-5 takeaways for retirement planners and isolate what you should specifically have your eyes on. We'll touch on automated contributions, employer match Roth 401(k) options, delaying the RMD age (again), and the overall Rothification of the investing landscape.
Read MoreAre dividend stocks making a comeback? How will the tech sector impact the products you buy, but also the ones you invest in? And what challenges (or opportunities) exist in foreign markets? These are just some of the questions Brian will answer on today's episode as we look at 10 investment themes to keep an eye on for the remainder of 2022.
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