Posts tagged withdrawal rate
Staying Out Of Your Own Way (Ep 98)

In this episode of Make The Dough Rise, we explore the critical yet often overlooked aspects of retirement planning—sequence of returns, long-term super cycles, and withdrawal rates. Join us as our summer intern, Kayla, shares fresh insights from her research on market efficiencies and investing strategies. Plus, we'll analyze scenarios of retirees facing vastly different financial landscapes based on timing alone, revealing how choices made during major market events like the dot-com bubble and other financial crises can drastically alter one's financial future. Whether it's panic selling or attempting to time the market, learn why staying disciplined with a well-thought-out investment plan is crucial.

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Ep 57: Top Retirement Mistakes Part 2 - Waiting Too Long To Take IRA Distributions

Our first retirement mistake was discussing doing something too early (taking Social Security). It's the opposite situation today. We'll go over why it's often a mistake to wait too long to take IRA distributions from your portfolio. Brian will show us how the risk of running out of money is tied into various withdrawal rates, why it's important to understand time periods for your withdrawals, and how to take taxes into account as you figure out the best way to fill your income gaps in retirement.

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